Island Dreams strongly recommends that you purchase travel insurance to guard against trip cancellation or interuption, trip delay, lost baggage, personal injury, etc. Of course, when all goes well, you don't "need" insurance. We at Island Dreams hope that is always the case in your travels, whether you elect to purchase insurance or not. But in the event of untoward circumstances, which can and do occur, travel insurance may be a great boon to you.
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